Loan – Financial Planner

What are homeowners insurance and what do they cover?

If you already own a home or if you are in the process of acquiring a new home this information interests you. Because not only the debts of a mortgage loan. The delinquency of a loan or the seizure of your property can turn into a pain head. Just as you are constantly exposed to risks on the street or at work. Your real estate can also suffer an emergency at the least unexpected moment. Such as a broken pipe theft loss of rental income or flood can be made in front of a policy or insurance that we are going to mention here.

If you have already done paperwork to acquire a mortgage loan you must know some of the insurance as they are obligatory to acquire as loan guarantee. The problem is that people are not aware of how useful these insurance are to protect their assets and as soon as they finish paying their loan, they do not continue with the insurance to mitigate future risks. Continue reading “What are homeowners insurance and what do they cover?”

The top five mortgages for April 2017

The Green Mortgage RN Exclusive has raised its interest rate from Euribor + 0.70% to +0.85 but still remains the best mortgage offer on the market today. In addition to accessing this differential you only have to comply with minimum bindings payroll, life and home and is a loan free of commissions. The entity has a team of mortgage advisers who take care of all the formalities until the day of signing the mortgage. Cons: The financial inter mediation service entails fees that must be paid in the event of signing the mortgage offer presented by the company.

The Mortgage Orange of ING continues in the second position of our podium with an interest rate of Euribor + 0.99% for sale and up to 80% of the valuation value. It also offers the advantage of extending the term of return of 30 years (the usual) to 40 years as long as they do not exceed 75 years. The entity does not apply any commission on its mortgage. ING Direct is a bank that usually delays in the process of incorporating the mortgage loan compared to other entities. Continue reading “The top five mortgages for April 2017”

Households borrow 14% more from personal loans

Going to credit to finance day to day spending is once again a common practice among consumers once they have forgotten the worst consequences of the economic crisis for family budgets. Households have resumed the hiring of all types of instant financing products which usually do not have as many concession barriers as a mortgage to purchase the classic household appliance make the trip dream or renew your vehicle.

The volume of new operations reached 27,355 million last year, which implies several milestones: a new increase of 14% compared to the previous year, when it was already improving 13%. At the same time, the highest level of credit investment since before the recession began. Continue reading “Households borrow 14% more from personal loans”